Sa’diyah, N. H., & Prabowo, K. I. (2026). The Effect of Non-Performing Financing, Financing to Deposit Ratio, and Capital Adequacy Ratio on Murabahah Financing at Bank Mega Syariah for the 2019-2025 Period. Journal of Economics and Social Sciences (JESS), 5(1), 443–452. https://doi.org/10.59525/jess.1655