RAHEL, Muhammad et al. Shift in Payment Method Preferences from Cash to Sharia-Based Mobile Banking: A Study of Muslim Consumer Behavior on Bawean Island. Journal of Economics and Social Sciences (JESS), [S. l.], v. 4, n. 2, p. 1761–1771, 2025. DOI: 10.59525/jess.v4i2.1233. Disponível em: https://journal.civiliza.org/index.php/jess/article/view/1233. Acesso em: 8 feb. 2026.