JUMEIL, T Muhammad; ASMARA, Desy. The Effect of Demographic Factors on Risk Tolerance and Investment Instrument Choice: Evidence From Indonesian Investors. Journal of Economics and Social Sciences (JESS), [S. l.], v. 5, n. 1, p. 219–228, 2026. DOI: 10.59525/jess.1429. Disponível em: https://journal.civiliza.org/index.php/jess/article/view/1429. Acesso em: 22 feb. 2026.