REHATTA, Stanny Dewanty; HARDINI, Inkreswari Retno; BERUTU, Meta Bara. The Role of Optimism, Innovativeness, Discomfort, and Insecurity in the Acceptance of Bank Jago’s Mobile Application: A TRI–TAM Approach. Journal of Economics and Social Sciences (JESS), [S. l.], v. 4, n. 2, p. 821–830, 2025. DOI: 10.59525/jess.v4i2.921. Disponível em: https://journal.civiliza.org/index.php/jess/article/view/921. Acesso em: 2 dec. 2025.