Bank Indonesia’s Role in Maintaining Financial Stability Amid Economic Recovery: A Qualitative Study (2021–2023)
DOI:
https://doi.org/10.59525/jess.v4i1.801Keywords:
Bank Indonesia; Financial Stability; Monetary Policy; Economic RecoveryAbstract
This study aims to analyze the role of Bank Indonesia in maintaining financial stability during the period of 2021 to 2023. This topic is essential considering the importance of financial stability as a foundation for sustainable economic growth amid increasing global uncertainties and domestic challenges, including the lingering impact of the COVID-19 pandemic. A qualitative descriptive method was employed, combining library research and case study approaches. Data were collected from secondary sources, including Bank Indonesia’s annual reports, macroeconomic indicators, and relevant scholarly literature. The results indicate that Bank Indonesia's interventions through monetary policy, macroprudential instruments, and oversight of the payment system significantly contributed to sustaining financial stability despite external shocks. The study concludes that Bank Indonesia’s strategic role was crucial in the economic recovery period. It also highlights the importance of strengthening collaboration between Bank Indonesia and other financial authorities to anticipate future risks. Adaptive and coordinated policies are deemed vital for enhancing national economic resilience.
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